Large Group Medical Solutions

Expert support at every step — from RFPs and spreadsheeting to implementation to renewal.

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Receive In-Depth
Large Group Support That Stands Out

Our concierge-style, white-glove support makes it easier and more cost-effective to manage the day-to-day administration of your large group clients.

As your partner, we bring carrier and industry insights, proven sales strategies, detailed market analysis, case installation, best-in-class compliance resources, post-sale and renewal support, and established TPA, PBM, and national stop-loss partnerships so you can deliver a seamless experience from quote to renewal.

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How We Support Your Large Group Clients

Local and national specialists become an extension of your team — on call to strategize, problem-solve, and execute with you. Whether you need market insights, complex case support, or help navigating carrier options, we’re ready to support you so you can focus on serving your clients.

RFP preparation
Carrier guidelines, requirements and negotiation
TPA, stop-loss, captive, PBM, and vendor negotiation and procural 
Customized comparisons and presentations
Enrollment assistance
Installation strategy
Post-approval audits
Ongoing client support after placement
Renewal support

Large Group Medical Plan Partners

As a Warner Pacific company, GBL partners with leading local and national carriers for your large groups. Select a state in the filter to see the carrier partners we work with.

Filter by State:
Aetna | Large Group Medical

Aetna | Large Group Medical

AmeriHealth | Large Group Medical

AmeriHealth | Large Group Medical

Angle Health | Large Group Medical

Angle Health | Large Group Medical

Anthem Blue Cross Blue Shield | Large Group Medical

Anthem Blue Cross Blue Shield | Large Group Medical

Anthem Blue Cross | Large Group Medical

Anthem Blue Cross | Large Group Medical

Apex Management Group | Large Group Medical

Apex Management Group | Large Group Medical

Assured Benefits Administrators | Large Group Medical

Assured Benefits Administrators | Large Group Medical

AvMed | Large Group Medical

AvMed | Large Group Medical

AZ Technology Council | Large Group Medical

AZ Technology Council | Large Group Medical

Banner | Aetna | Large Group Medical

Banner | Aetna | Large Group Medical

Baylor Scott & White Health Plan | Large Group Medical

Baylor Scott & White Health Plan | Large Group Medical

Blue Cross Blue Shield of AZ | Large Group Medical

Blue Cross Blue Shield of AZ | Large Group Medical

Blue Shield of California | Large Group Medical

Blue Shield of California | Large Group Medical

BlueCross BlueShield of Illinois | Large Group Medical

BlueCross BlueShield of Illinois | Large Group Medical

BlueCross BlueShield of Texas | Large Group Medical

BlueCross BlueShield of Texas | Large Group Medical

Boulder Admin | Large Group Medical

Boulder Admin | Large Group Medical

CAWA AZ Health Trust | Large Group Medical

CAWA AZ Health Trust | Large Group Medical

CDPHP | Large Group Medical

CDPHP | Large Group Medical

Cigna | Large Group Medical

Cigna | Large Group Medical

Clearwater | Large Group Medical

Clearwater | Large Group Medical

Contractor's Health Trust | Large Group Medical

Contractor's Health Trust | Large Group Medical

Emblem | Large Group Medical

Emblem | Large Group Medical

Evry Health | Large Group Medical

Evry Health | Large Group Medical

Florida Blue | Large Group Medical

Florida Blue | Large Group Medical

Gravie | Large Group Medical

Gravie | Large Group Medical

Health Net | Large Group Medical

Health Net | Large Group Medical

Healthcare Highways | Large Group Medical

Healthcare Highways | Large Group Medical

HealthPartners | Large Group Medical

HealthPartners | Large Group Medical

Horizon | Large Group Medical

Horizon | Large Group Medical

IBA | Large Group Medical

IBA | Large Group Medical

Kaiser Permanente | Large Group Medical

Kaiser Permanente | Large Group Medical

Medical Society Healthcare Trust | Large Group Medical

Medical Society Healthcare Trust | Large Group Medical

MediExcel | Large Group Medical

MediExcel | Large Group Medical

Memorial Hermann | Large Group Medical

Memorial Hermann | Large Group Medical

MVP | Large Group Medical

MVP | Large Group Medical

Nationwide | Large Group Medical

Nationwide | Large Group Medical

Nippon Life Benefits | Large Group Medical

Nippon Life Benefits | Large Group Medical

Optimyl Benefits | Large Group Medical

Optimyl Benefits | Large Group Medical

Redirect Health | Large Group Medical

Redirect Health | Large Group Medical

Sana | Large Group Medical

Sana | Large Group Medical

Select Health | Large Group Medical

Select Health | Large Group Medical

Sharp Health Plan | Large Group Medical

Sharp Health Plan | Large Group Medical

Texicare | Large Group Medical

Texicare | Large Group Medical

Trustmark | Large Group Medical

Trustmark | Large Group Medical

UnitedHealthcare Oxford | Large Group Medical

UnitedHealthcare Oxford | Large Group Medical

UnitedHealthcare | Large Group Medical

UnitedHealthcare | Large Group Medical

Vigilant Construction Trust of AZ | Large Group Medical

Vigilant Construction Trust of AZ | Large Group Medical

Vigilant Manufacturing Trust of AZ | Large Group Medical

Vigilant Manufacturing Trust of AZ | Large Group Medical

Wellmark | Large Group Medical

Wellmark | Large Group Medical

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No items currently match your filtering criteria.

Don't see what you're looking for?

GBL has access to a wide range of national carrier and vendor contracts across the country. If you have questions, please reach out to your Sales Consultant directly or contact us. We look forward to connecting with you.

Frequently Asked Questions

Carrier definitions of large group can vary; your GBL team will help clarify eligibility by state and carrier. Contact us today.

GBL provides brokers with full-service support for large group medical, including strategy, RFP preparation, market analysis, plan design collaboration, carrier coordination, proposal development, enrollment assistance, and renewal guidance. 

Our team manages the entire RFP cycle — from gathering group data and preparing complete submissions to evaluating proposals and negotiating with carriers. Brokers receive organized, accurate, and competitive proposals delivered quickly and professionally.

We assist with everything from pre-enrollment planning and materials to coordination with carriers, clean submission of enrollment data, and troubleshooting issues.

Our goal is a smooth onboarding experience for brokers and their employer clients.

Our long-standing relationships with top national and regional carriers give brokers access to competitive pricing, flexible plan designs, and informed market insight. These partnerships help brokers deliver stronger solutions and better outcomes for large employers.

Your GBL Sales Consultant Is Here to Help

We pride ourselves on being available to answer questions and provide essential resources to help brokers choose the right plans for companies. So don’t hesitate to reach out to us today.

Understanding Funding

Understanding the different ways a health plan can be funded is key to helping employers choose the right strategy for their needs. Fully Insured, Level Funded, and Self‑Funded arrangements each offer distinct levels of risk, flexibility, and cost control. By knowing how each model works, brokers can guide clients toward the option that best aligns with their budget, risk tolerance, and goals for employee benefits.

 

Fully Insured

Fully-Insured health insurance is a traditional model where an employer pays a fixed monthly premium to an insurance carrier, and the carrier assumes all financial risk for employees’ healthcare claims.

The premium is set for a year and covers the cost of claims, administration, and carrier profit.

This option offers predictable budgeting and minimal financial exposure for the employer, making it a simple, hands‑off solution.

 

Level Funded

Level Funded health insurance blends features of both Fully Insured and Self‑Funded plans.

Employers pay a stable, “level” monthly amount that covers expected claims, stop‑loss insurance, and administrative costs.

If claims run lower than expected, the employer may receive a surplus refund; if they run higher, stop‑loss protection limits the financial risk. This approach gives employers more cost control and potential savings while maintaining predictable monthly expenses.

Self-Funded

Self‑Funded health insurance allows employers to take full control of their healthcare plan by paying for employees’ medical claims directly as they occur, rather than paying a fixed premium to a carrier.

Employers typically partner with a carrier or third‑party administrator and purchase stop‑loss insurance to protect against large or unexpected claims.

While self‑funding offers maximum flexibility and potential long‑term savings, it also comes with higher financial responsibility and variability.

Your GBL Sales Consultant Is Here to Help

We pride ourselves on being available to answer questions and provide essential resources to help brokers choose the right plans for companies. So don’t hesitate to reach out to us today.

Watch Warner Pacific's 2025 Funding Playbook Series

Warner U Webinar

This course builds on the introductory course and discusses PBM selection, direct provider contracting, bundled disease arrangements, TPA selection, Captives, Claims analytics and more. Knowledge of Self-Funding is essential for those taking this course.
Watch Now
Warner U Webinar

This course is designed to help brokers understand the basics of self-funding including contracts and the ways it can be offered in markets across the country. Walk away with an understanding of self-funding alternatives including plans self-funded through carriers as well as those that use TPAs to administer claims.
Watch Now
Warner U Webinar

This course is designed to go over the basics of level funding and the requirements needed to make it successful. It also includes important information about which clients are appropriate for this health plan solution and how you can incorporate it into your portfolio, as well as the difference in employer responsibilities for fully insured vs. level funded plans.
Watch Now
Warner U Webinar

How can you navigate large group and mid-market requests? We'll help you understand what makes large group and mid-market different from the small group market. We'll also teach you how carriers view mid-size employer groups, what they need to know about your client to market the account, and what best practices will provide your client with the best results.
Watch Now

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Why GBL, A Warner Pacific Company?

The complexities of large group insurance demand nuanced consultation and expertise, first-rate assistance, and proven strategies — not just quoting. 

When you partner with GBL you gain the following:

  • Strategic consultation on alternative funding, including level funding, self-funding, captives and more

  • Multimarket sales consultants who help you navigate even the most complex cases

  • Assistance interpreting network access, claims costs and renewal trends

  • And more

 

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Ready to tap into our decades of experience?