MEC Plans For Employers

Plans designed to provide basic health benefits and to help employers comply with ACA regulations.

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Insurance Plans That Cater to All Needs

At GBL, a Warner Pacific company, we understand that the right mix of insurance plans is key to meeting the needs of employers and their employees. This flexibility boosts client satisfaction, strengthens your relationships, and helps you deliver personalized, effective healthcare solutions every time.

Frequently Asked Questions

Minimum Essential Coverage (MEC) plans are health insurance plans that meet the Affordable Care Act (ACA) requirements for minimum essential coverage. These plans are designed to provide basic health benefits and help employers comply with ACA regulations.

Employers should offer MEC plans to comply with the ACA’s employer mandate, which requires applicable large employers (ALEs) to provide health coverage to their full-time employees. Offering MEC plans helps avoid potential penalties and demonstrates a commitment to employee well-being.

Providing health coverage that addresses the immediate care concerns of employees can improve employee morale and retention, as it shows a commitment to their well-being.

  • Preventive Services: Coverage for preventive services such as immunizations, screenings and annual checkups.
  • Enhanced benefits: Such as primary and urgent care visits, specialist services, and prescription coverage. Employers can choose the level of coverage that best suits their needs and budget.
  • ACA Compliance: Meets the ACA requirements for avoiding Penalty A, helping employers avoid penalties.

Our MEC plans are designed to provide essential health benefits at an affordable cost. With the carrier partners we work with, you can ensure compliance with ACA regulations and provide your clients’ employees with the basic health coverage they need.

Minimum Essential Coverage Partners

As a Warner Pacific Company, we have access to top national and regional carriers to provide brokers with the right carrier options.  Select a state to see the carrier options.

Filter by State:
Allied National | Minimum Essential Coverage

Allied National | Minimum Essential Coverage

Apex Management Group | Minimum Essential Coverage

Apex Management Group | Minimum Essential Coverage

BreckPoint | Minimum Essential Coverage

BreckPoint | Minimum Essential Coverage

Healthcare2U | Minimum Essential Coverage

Healthcare2U | Minimum Essential Coverage

Healthcare2U | Minimum Essential Coverage

Healthcare2U | Minimum Essential Coverage

Morgan White Group | Minimum Essential Coverage

Morgan White Group | Minimum Essential Coverage

Options Plus | Minimum Essential Coverage

Options Plus | Minimum Essential Coverage

Reliance Matrix | Minimum Essential Coverage

Reliance Matrix | Minimum Essential Coverage

SBMA Benefits | Minimum Essential Coverage

SBMA Benefits | Minimum Essential Coverage

Transamerica | Minimum Essential Coverage

Transamerica | Minimum Essential Coverage

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Why GBL?

From quoting to enrollment, we drive broker success with flexible, scalable support.

  • Dedicated pre- and post-sales support
  • Carrier and vendor partnerships that connect you with the right coverage for every client
  • Local expertise with national reach

Learn more about GBL

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